Promo Mechanics:

* The promo is open to all UnionBank Credit Cardholders in active status and with good credit standing* and Debit Cardholders.

* Cardholders can enjoy the following deals at Home Factory Outlets Warehouse Sale using their UnionBank Credit or Debit Card:
(a) Up to 60% on items
(b) 0% interest on 6 months installment term for a minimum single receipt purchase of P20,000 (Applicable to UnionBank Credit Cardholders only.)

* To avail of the offers, visit Home Factory Outlets at #14 William Street, Mandaluyong City or at Lower Ground Floor, Ayala Malls Fairview Terraces and use your UnionBank Credit or Debit Card to pay for your transaction.

* The 0% interest is subject to bank approval and valid if monthly installment amount is paid in full. Each monthly installment amount forms part of the Minimum Amount Due on cardholder’s Statement of Account for the month.

* All transactions are subject to UnionBank’s credit authorization criteria upon purchase of items.

* UnionBank Installment Program Terms and Conditions shall apply.

* In case of pre-termination or cancellation of the UnionBank Installment, the cardholder shall be liable to pay in full the unpaid principal balance of the Total Amount Payable plus interest accrued from statement date to loan closure date and a cancellation processing fee amounting to 5% of the remaining principal balance or P500 whichever is higher.

* Promo period is from January 11 to 16, 2019. Per DTI-FTEB Permit No. 20145, Series of 2018.

* Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose UnionBank Credit Cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of UnionBank Credit Cards.

https://www.unionbankph.com/personal/credit-cards/promos/169-personal/credit-cards/promos/1972-home-factory-outlets-warehouse-sale-4