Details

PROMO MECHANICS

1. This promotion runs from December 12 to December 23, 2018, 11:59 PM (Philippine Standard Time).

2. Open to citizens of the Philippines aged 18 years old and above, except employees and family members of Oriente Express Techsystem, The Gigil Advertising Group, Inc., and all other involved agencies including their relatives up to second degree of consanguinity and affinity. Other conditions for qualification to this promotion are as follows:

a. The Cashalo User must be a registered Cashalo mobile application user.

i. Here’s how to be a registered Cashalo mobile application user:

1. Download Cashalo via Google Play Store or iOS App Store.

2. Register for an account by entering mobile number and completing the one-time-pin verification procedure.

3. Receive an SMS and e-mail notification once successfully registered for a Cashalo account.

b. The Cashalo User must have successfully registered his/her bank account in the Cashalo mobile application.

c. A Cashalo User whose loan application is rejected within the promo period is disqualified from the joining promo.

d. The Cashalo User will only be able to access ‘Invite Your Friends’ button again once disqualification has been lifted.

i. Disqualification shall be lifted 30 days after the loan application was rejected.

3. A notification will be sent out to qualified and verified members.

4. All qualified and verified members get a chance to win one (1) of twelve (12) Oppo F9 units. Winners will be determined by whoever gets the most entry per cut-off date.

a. Users get one entry when a referred friend successfully loans for the first time within the cut-off date.

i. Users can refer a friend using their unique Cashalo mobile application download link through the following steps:

1. Log in to Cashalo app by entering user’s registered mobile number or username, and nominated account password.

2. Tap the ‘ME’ button at the bottom of your app home screen.

3. On the ‘ME’ app page, tap the ‘Invite Your Friends’ button.

4. Once redirected to the ‘Invite Your Friends’ page in the app, share the unique Cashalo download link through the following channels (Viber, Messenger, SMS, and E-mail):

a. Viber

b. Messenger

c. SMS

d. E-mail

ii. Once a referred friend has successfully downloaded the Cashalo mobile application, he/she must successfully register for a Cashalo account.

iii. Once referred friend’s registration for the Cashalo account has been successful, he/she will be included on the user’s ‘Friends I Invited’ list.

iv. Referred friend must successfully apply for his/her initial loan through the Cashalo mobile application within each cut-off to count as one entry for the user.

b. Non-winners’ entries restart after each cut-off.

c. A member may only win once in this promotion.

d. In case of a tie, the winner will be determined by the member who is first to complete the most number of referred first-time loans within the cut-off period.

 5. Determination of winners will be held on the following dates starting December 13, 2018:
Cut-off Dates     Determination Dates     No. of Winners
December 12 (12:00AM – 11:59PM)     December 13 (4:00PM)     1 winner of Oppo F9
December 13 (12:00AM – 11:59PM)     December 14 (4:00PM)     1 winner of Oppo F9
December 14 (12:00AM – 11:59PM)     December 17 (4:00PM)     1 winner of Oppo F9
December 15 (12:00AM – 11:59PM)     December 17 (4:00PM)     1 winner of Oppo F9
December 16 (12:00AM – 11:59PM)     December 17 (4:00PM)     1 winner of Oppo F9
December 17 (12:00AM – 11:59PM)     December 18 (4:00PM)     1 winner of Oppo F9
December 18 (12:00AM – 11:59PM)     December 19 (4:00PM)     1 winner of Oppo F9
December 19 (12:00AM – 11:59PM)     December 20 (4:00PM)     1 winner of Oppo F9
December 20 (12:00AM – 11:59PM)     December 21 (4:00PM)     1 winner of Oppo F9
December 21 (12:00AM – 11:59PM)     December 26 (4:00PM)     1 winner of Oppo F9
December 22 (12:00AM – 11:59PM)     December 26 (4:00PM)     1 winner of Oppo F9
December 23 (12:00AM – 11:59PM)     December 26 (4:00PM)     1 winner of Oppo F9

6. Winners will be announced on Cashalo’s official Facebook Page: https://www.facebook.com/CashaloPH/ Announcement dates are as follows:
Cut-off Dates     Announcement Date
December 12 (12:00AM – 11:59PM)     December 13 (6:00PM)
December 13 (12:00AM – 11:59PM)     December 14 (6:00PM)
December 14 (12:00AM – 11:59PM)     December 17 (6:00PM)
December 15 (12:00AM – 11:59PM)     December 17 (6:00PM)
December 16 (12:00AM – 11:59PM)     December 17 (6:00PM)
December 17 (12:00AM – 11:59PM)     December 18 (6:00PM)
December 18 (12:00AM – 11:59PM)     December 19 (6:00PM)
December 19 (12:00AM – 11:59PM)     December 20 (6:00PM)
December 20 (12:00AM – 11:59PM)     December 21 (6:00PM)
December 21 (12:00AM – 11:59PM)     December 26 (6:00PM)
December 22 (12:00AM – 11:59PM)     December 26 (6:00PM)
December 23 (12:00AM – 11:59PM)     December 26 (6:00PM)

7. Winners will also be notified through e-mail, SMS, registered mail and phone call.

8. For Metro Manila winners, prizes must be claimed from Cashalo Head Office at 16F, World Plaza Bldg., 30th St. cor. 4th Ave., Bonifacio Global City, Taguig City, Philippines

a. When claiming the prize, the winner must present at least one (1) valid ID as proof of identity. Valid IDs are any of the following:

i. Passport

ii. Driver’s License

iii. SSS or GSIS ID

iv. Postal ID

v. Voter’s ID

vi. NBI clearance

vii. Company ID

b. Should the winner decide to have a representative claim the prize for him or her, the authorized representative must present a letter of authorization together with a copy of the winner’s valid I.D.

9. For provincial winners will be shipped, care of Oriente Express Techsystem based on winners’ verified postal address.

a. During the delivery, the winner must present two (2) valid ID’s as proofs of identity. Valid ID’s are any of the following:

i. Passport

ii. Driver’s License

iii. SSS or GSIS ID

iv. Postal ID

v. Voter’s ID

vi. NBI clearance

vii. Company ID

b. During the delivery, if the winner is not present to receive the prize, the courier will attempt to deliver it for the second time. If the winner is still not present during the second delivery, the prize will be returned to Oriente Express Techsystem. No attempt will be made for third delivery. In this case, the prize can only be claimed at The Gigil Advertising Group, Inc’s office at 23rd Floor, Bonifacio Stopover Corporate Center, 31st cor 2nd Ave., Bonifacio Global City, Taguig on a date scheduled and agreed upon by all parties involved within sixty (60) days after receipt of notification by winners.

10. Prizes are non-transferrable and not convertible to cash.

11. Prizes not claimed within sixty (60) days from the receipt of notification by the winner shall be forfeited in favor of Oriente Express Techsystem with prior approval of the Department of Trade and Industry.